DHMOs are excellent options for those who like to know exactly how much they will be charged for each dental service because these plans do not have deductibles, claims forms or dollar annual maximums. Not unlike a restaurant menu, all dental services are listed and have a pre-determined rate clearly stated and, best of all, these out-of-pocket costs are usually lower than those in a PPO and/or Plus plan.

Other benefits of a Premier Access DHMO are:

• Extremely reasonable monthly rates;
• A vast number of in-network providers; and
• The ability for each family member to select their own primary care dentist.

When specialty care is necessary, DHMO primary care dentists refer members to participating specialists for covered services.