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What is the Affordable Care Act?



About the Affordable Care Act and Dental Insurance

Under the Affordable Care Act (ACA), insurers must provide coverage for 10 essential health benefits (EHBs). One of these benefits is for pediatric dental care for children under age 19, which is a comprehensive set of dental services, including diagnostic and preventive benefits such as oral examinations, x-rays, topical fluoride, and dental sealants, restorative services such as fillings, as well as coverage for major service such as oral surgery and crowns. All of Premier’s plans includes the pediatric essential health benefit, and these services are covered without annual or lifetime limits when care is received in-network. And, in some states, coverage for medically necessary orthodontia may be included as well.

Premier Access

Premier Access is pleased to participate on the Federal Healthcare Benefit Exchange and Covered California.  Our focus is on providing you with the benefits that are essential to achieve and maintain good oral health. The company was founded in 1998 by a practicing dentist in an effort to provide excellent benefits at an affordable price; and that is still our goal today.

Premier Access is based in Sacramento, California and serves members across the United States. We will be providing benefits through the Healthcare Exchanges in California, Arizona, Utah, and Texas.

Dental Resource Center

Get the information you need to complement your personal dental health management. Visiting your dentist isn’t just about your teeth. Poor oral health has been linked to conditions such as diabetes, heart disease and stroke. You can find information including articles on how your oral health care impacts your overall health, tools to access risks to your oral health and more here. More info

  • Premier Access offers dental plans that include oral health coverage for children under the age of 19.
  • Family plans are also available and include coverage for dependents up to the age of 26 and adults.
  • Premier Access’s individual and family plans are available on the following Exchanges States:


Arizona   |   California (Individual)   |    Texas   |   Utah   |   California CCSB (SHOP)

Every state has its own specific requirements; check your state’s Healthcare Benefits Exchange to see what coverage you need in order to comply with Federal requirements.

*Click here for important information regarding health insurance exchanges and transparency in coverage.

Premier Access Customer Service: 844.561.5600
TTY/TDD: 800.947.6644
Monday to Friday, 6AM – 6PM PT